Do you write the plan, or review ours?

Either. Founders often need the plan written. Existing providers often need an independent view of a plan that already exists. We will say if the numbers only work on optimism.

Will you inflate occupancy so the loan looks better?

No. A plan that only works at 95% occupancy in month three is not a plan. We would rather you did not borrow than that you borrowed on a fiction.

Is this part of the Launch Kit?

A business plan and financial model are in the Launch Kit. This page is the standalone version for providers who already have everything else, or who need the modelling without the full package.

All business servicesRakuxon Care Agency

Business plans and viability

The regulator and the bank ask different questions of the same plan. We build one that answers both, with costs modelled from real rota and pay assumptions.

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Colleagues working through paperwork and plans together at a desk

Who it is for

Is this you?

Financial modelling and planning that stands up to scrutiny.

Founders testing whether it works

Before committing, you need to know the numbers hold at realistic pay and travel costs.

Providers seeking finance

A lender wants a plan that survives scrutiny, not a template with optimistic margins.

Providers planning a second location

The first service works; the question is whether the model repeats.

What is included

What you get

Financial modelling and cash flow
Staffing and rota assumptions
Viability testing
Board-ready documentation

A team working together in a bright open-plan office

The regulator and the bank ask different questions

CQC wants to know the service is viable enough to be safe. A lender wants to know the debt gets repaid. We build one plan that answers both, with costs modelled from real rota, pay, travel and cover assumptions — not a template with a 40% margin because the spreadsheet started that way.

Cash flow and break-even from actual visit lengths and travel
Staffing and rota assumptions you can defend in interview
Viability testing against slower-than-hoped occupancy
Board- or lender-ready documentation, not a slide with a hockey stick

Repeating a model that already works

A second location is not a copy-paste of the first. Travel, management span and local pay all move. We test whether the model still holds before you sign a lease or a registration variation.

Location-level costing, not a group average
Management time costed, not assumed to be free
A view of when the second site starts to drain the first
A document the nominated individual can actually talk through

How it works

Foundation to growth

Step 01
Foundation
Company, insurance, banking and the statement of purpose.
Step 02
Registration
Provider application, registered manager, interview prep.
Step 03
Launch
Policies live, staff onboarded, first packages evidenced.
Step 04
Growth
Frameworks, tenders and the brand that brings enquiries in.

Questions

Common questions

Related services

Pages that usually sit next to this one — so you are not hunting the menu.

Continue

Next steps for providers

Calls, audits and the pages that convert an enquiry.